Elvarinoliving supports a secure and transparent shopping experience. We accept the following major payment methods for all purchases:
* Visa
* MasterCard
* American Express
* Discover
All transactions are securely processed in USD (U.S. Dollars). We do not accept personal checks, money orders, direct bank transfers, or Cash on Delivery (COD).
Payment Security & PCI Compliance
Your financial security is our highest priority. To ensure your sensitive data is protected, your payment information is encrypted using 256-bit Secure Sockets Layer (SSL) technology during transmission.
Elvarinoliving strictly complies with the Payment Card Industry Data Security Standard (PCI-DSS). We do not store, retain, or have access to your full credit card credentials on our servers. Only essential billing details and the last four digits of your card are retained to verify your order history. The entire checkout process is completed securely directly on our domain, without redirection to unverified or external third-party payment platforms.
Transparent Pricing & Sales Tax (Tax Included)
In complete alignment with our commitment to upfront pricing:
* All prices displayed on our product pages and throughout the website are inclusive of applicable sales tax.
* The price you see on the product page is the exact price of the item. No additional sales tax will be added or calculated at checkout under Iowa state tax laws or any other jurisdiction.
Billing Formula & No Hidden Fees
We operate under a transparent pricing policy. No processing fees, handling charges, or additional packaging surcharges are added at checkout. The final total amount charged to your payment method is calculated strictly using the following transparent formula:
Product Price + Shipping Cost (If Applicable) = Final Total Cost
Note: As detailed in our Shipping Policy, shipping is free for orders of $120.00 or more, and a flat rate of $15.00 applies to orders under $120.00. The total amount displayed in your order summary before clicking “Place Order” is the exact and final amount you will pay.
Payment Processing & Fraud Prevention
Your designated payment method will be charged immediately upon successful placement of your order. If a transaction is declined by your financial institution, the order will not be generated, no funds will be captured, and you will be notified on-screen to select an alternative payment method.
To protect our community, Elvarinoliving reserves the right to cancel any order if unauthorized card use, identity theft, or fraudulent activity is flagged by our security systems. In such cases, the transaction will be voided or fully refunded, and our support team will notify the customer via the email address provided at checkout.
